California Insurance

WELCOME TO FARMERS INSURANCE- THE ROBERT GUITRON INSURANCE AGENCY

My name is Robert Guitron, I have been with Farmers Insurance since 2005. I have been named “Home Agent of the Year” in my district. My retention rate is above the state averages every year, meaning my customers do not leave often. We believe that renewals are the most important aspect of this business and will do whatever we can to keep our clients happy with the rates and service. We are a full service agency and will come to you whenever needed. I am also available to my customers 7 days a week including evenings.

We sell two different types of policies, the Next Generation (our most comprehensive policy) and our Dwelling Fire policy. Although our main focus is on Home insurance we do sell auto, life, commercial, umbrella, specialty, and health insurance. Please take a look at the charts below to get an idea of what your Home insurance may cost.

Next Generation Homeowner’s Policy

Home Size	1000 Sq Ft	1500 Sq Ft	2000 Sq Ft	2500 Sq Ft	3000 Sq Ft
Dwelling Coverage	$172,000	$241,000	$304,000	$359,000	$433,000
Extended Replacement	$215,000	$301,250	$380,000	$448,750	$541,250
Separate Structures	$17,200	$24,100	$30,400	$35,900	$43,300
Personal Property	$129,000	$180,750	$228,000	$269,250	$324,750
Loss of Use	$68,800	$96,400	$121,600	$143,600	$173,200
Personal Liability	$100,000	$100,000	$100,000	$100,000	$100,000
Guest Medical	$1,000	$1,000	$1,000	$1,000	$1,000
Identity Fraud	$30,000	$30,000	$30,000	$30,000	$30,000
Computer & Jewelry up to	$10,000	$10,000	$10,000	$10,000	$10,000
Content Replacement	Included	Included	Included	Included	Included
Premium	$430.28	$581.84	$737.47	$846.05	$1052.57
Premium w/ Auto Discount	$365.73	$494.56	$626.85	$719.14	$894.68

Note: Above examples are $1500 deductible. Rates are subject to change based on individual household features and the Company’s eligibility requirements. Rates may be different depending on zipcode and home features. Rates shown above are based on a small sample size of preselected zip codes. Rates may vary depending on actual zip code. If you are already insured with Farmers, please contact your Farmers Agent for a Farmers Friendly Review

Dwelling Policy

Home Size	1000 Sq Ft	1500 Sq Ft	2000 Sq Ft	2500 Sq Ft
Dwelling Coverage	$173,000	$227,000	$290,000	$346,000
Separate Structures	$17,300	$22,700	$29,000	$34,600
Personal Property	$50,000	$50,000	$50,000	$50,000
Living Expenses	$17,300	$22,700	$29,000	$34,600
Personal Liability	$100,000	$100,000	$100,000	$100,000
Medical Payments to Others	$1,000	$1,000	$1,000	$1,000
Premium	$285.89	$343.17	$409.99	$469.39

Note: Above examples are $1000 deductible. Rates are subject to change based on individual household features and the Company’s eligibility requirements. Rates may be different depending on zipcode and home features. Rates shown above are based on a small sample size of preselected zip codes. Rates may vary depending on actual zip code. If you are already insured with Farmers, please contact your Farmers Agent for a Farmers Friendly Review

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Auto Insurance

Although auto insurance is one of those investments we make while hoping we never have to use it, it's a safety net you don't want to drive without. Carrying too little coverage can result in your paying significant out-of-pocket expenses, perhaps for many years.

Home Insurance

Farmers® knows what matters to you most. That's why we specialize in providing renter, condominium, and Home insurance policies based on your specific needs. Browse our homeowners insurance section to learn more about how Farmers can help protect everything you've worked so hard to achieve.

Business Insurance

As a business owner, you have enough on your mind without having to worry about your insurance needs. You can count on getting customized small business insurance quotes designed specifically for your business from your local Farmers Insurance agent.